QuEx AG is a company incorporated under Swiss law, with its registered office in Zug, Switzerland ("Company"). The Company is a Swiss regulated financial intermediary, subject to the supervision of the Swiss self-regulatory organization, the “Supervisory Organization for Financial Intermediaries & Trustees” (“SO-FIT”).

1.1 By accessing the website www.quexag.com or any of its pages (the "Site"), you acknowledge that you have read and understood the following legal information and agree to these terms ("Terms"), as well as the Data Protection Policy available on the Site. If you do not agree with the Terms and the Data Protection Policy, you are not permitted to access the Site.

1.2 These Terms may be modified at any time, with immediate effect and without prior notice. Access to the Site may be restricted or terminated at any time without notice.

1.3 These Terms are governed by the laws of Switzerland. The exclusive place of jurisdiction is Zug, Switzerland.

1.4 Access to the Site may be subject to local laws applicable in the jurisdiction from which it is being accessed.

2. No Offer or Advice

2.1 The content of this Site is for informational purposes only and does not constitute an advertisement, recommendation, offer, solicitation, or advice. Specifically, the content should not be construed as investment, legal, accounting, or tax advice, nor does it imply that any investment or strategy is appropriate for individual circumstances.

2.2 Before making any investment decisions, users should conduct a thorough investigation and seek appropriate professional advice, including the eligibility to make such investments under applicable laws.

The content of this Site is not intended for use or distribution in any jurisdiction where such use would be unlawful, or where QuEx AG does not hold the necessary registration or licenses. Individuals or entities in such jurisdictions are prohibited from accessing or using the Site.

4.1 QuEx AG provides no warranties and makes no representations regarding:
4.1.1 The currency, accuracy, or completeness of the content;
4.1.2 The outcomes to be achieved by users of the Site;
4.1.3 Any third-party content accessible through the Site.

4.2 To the fullest extent permitted by law, QuEx AG:
4.2.1 Disclaims all warranties and conditions;
4.2.2 Does not warrant that the Site, any content on it, or the server it is hosted on, will be uninterrupted, error-free, or free from harmful components.

4.3 Any data or information provided on the Site is sourced from sources believed to be reliable. However, all information is provided "as is," without warranties of any kind.

4.4 The information and opinions expressed on the Site are descriptive of QuEx AG as a whole and may not be suitable for all users. Accessing the Site does not make the user a client of QuEx AG.

4.5 Any opinions, estimates, or projections provided on the Site reflect the views of the authors as of the date of writing and are subject to change without notice. Information marked with a date is published as of that date only, and there is no obligation to update or amend such information.

4.6 To the extent permitted by law, QuEx AG disclaims all liability for any losses arising directly or indirectly from:
4.6.1 The content of the Site or third-party links;
4.6.2 Any errors or omissions from the Site;
4.6.3 Use of or access to the Site;
4.6.4 Inability to access the Site for any reason.

5.1 Unless expressly stated otherwise, all content on this Site is protected by copyright, database rights, or other intellectual property rights, and is the property of QuEx AG.

5.2 Except as expressly permitted by law or agreed upon in writing, you are not allowed to:
5.2.1 Copy the Site, in whole or in part;
5.2.2 Exploit any content from the Site;
5.2.3 Embed the Site into other products;
5.2.4 Remove or obscure any copyright or proprietary notices of QuEx AG or its suppliers; 5.2.5 Use any trademarks, service marks, logos, or identifiers of QuEx AG or its third-party suppliers;
5.2.6 Reverse-engineer, decompile, disassemble, or otherwise attempt to access the source code of the Site.

5.3 Nothing on this Site grants any license or rights to use any images, trademarks, or logos. Copying or downloading from the Site does not transfer ownership of any intellectual property. QuEx AG reserves its intellectual property rights and will enforce them to the fullest extent permitted by law.

The reproduction or distribution of third-party content is prohibited without written permission from both QuEx AG and the third party. QuEx AG disclaims all warranties related to third-party content. Credit ratings and research ratings are statements of opinion and should not be relied upon as facts or investment recommendations.

Past performance is not indicative of future performance. The value of investments may fluctuate, and investors may not recover the full amount invested. Exchange rate fluctuations can also impact the value of investments.

8. Links to Third-Party Websites

8.1 Links to third-party websites are provided for convenience. QuEx AG has no control over, nor does it monitor, third-party content. Activating such links may result in leaving the Site, and QuEx AG makes no warranties about the content on third-party sites.

8.2 Use of links to third-party websites is at the user's own risk.